Personal Insurance

What is Personal Insurance?

Personal Insurance is vital when protecting you and your assets, or plans in the wake of any unexpected events. Personal Insurance can cover a range of policies, including Home Insurance, Motor Insurance and Travel Insurance. These insurance options are specifically designed to offer individuals financial protection and peace of mind for their valuable assets, such as homes, cars, and personal belongings. In addition to this, Personal Insurance can also provide coverage for specific activities that individuals undertake.

Types of Personal Insurance

Close up of blue car damaged from collision

Car Insurance

Car Insurance is a type of insurance coverage that provides financial protection against losses or damages resulting from a car accident, theft, vandalism, damage or other unforeseen events.

Whether you are based in Aylesbury, Buckinghamshire, Newport, South Wales or anywhere up and down the country, we can offer Motor Insurance policies to fit your needs and requirements. At a minimum, this cover can help to safeguard you against any harm or damage caused to other road users, the general public, or their property.

Household Insurance

Whether you are based in Aylesbury, Newport, or anywhere across the country, we can help to find you the right insurance cover for your specific needs and requirements. Having Household Insurance or Home Insurance can offer essential financial protection for your home and its contents.

Home Insurance provides protection for both your property and personal belongings, shielding them from unexpected risks like loss, damage, vandalism and theft. This type of insurance can be divided into two primary categories - Buildings Insurance, which provides coverage for the physical structure of your home, and Contents Insurance, which extends protection to your personal possessions located within the property.

Here at Taylor Francis, our tailored cover options can allow you to choose cover that aligns with your unique Home Insurance needs and circumstances.

To let and for sale signs outside of multiple properties

Residential Property Insurance

Residential property owners encounter a distinctive set of risks when renting out their premises, and despite their best preparations, unforeseen accidents can arise. Therefore, it is crucial for property owners to have adequate insurance coverage in place. Having Residential Property Insurance can help to ensure that their investments are protected and their financial future is safeguarded in the event of unpredictable incidents like vandalism, fire, or flood.

We cater for the standard residential property let to professional people, but we also cater for unoccupied properties, DDS tenants, student lets, non-standard construction etc.

Multiple boats in sea with villas in the background

Travel Insurance

Every holiday is different – that’s why we’ll talk through your holiday plans to make sure you’re covered for whatever adventures you’ve got planned. No matter where you choose to travel to, whether that be travelling across Europe, or a relaxing getaway, there is always a possibility of encountering unforeseen obstacles. With the right coverage in place, we will be there to assist you in overcoming these challenges and getting you back on track. From medical expenses abroad, to baggage and cancellation cover, we’ll make sure you’re protected with our Travel Insurance cover. We have many facilities for standard travel risks as well as the more unusual ones such as older age, pre-existing illnesses, dangerous activities etc.

We can usually arrange travel insurance that covers pre-existing medical conditions. However, if for some reason we are unable to find you affordable travel insurance for your medical conditions, the Money Advice Service has launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

Personal Accident and Sickness

This cover is often needed if you are self-employed and cannot afford to be off ill following an accident or long-term illness.

If you find yourself in this situation then having a personal accident or sickness insurance policy would look to pay your net weekly earnings until you are able to go back to work.

Medical staff asking woman to sign important medical documents

Private Medical Insurance

We have access to most of the UK private medical insurance markets and are usually able to help our clients find the right cover to protect themselves and their families. Private Medical Insurance covers a portion or the entirety of your medical expenses when you receive private treatment. Private Medical Insurance cover can offer you the flexibility to choose the level of care you desire and when and how it is delivered. Opting for private treatment without Private Health Insurance can be financially burdensome, particularly for severe conditions, as it can prove to be very costly as an alternative to using the NHS.